We request your BVN as this is used to verify that the individual applying for a loan is also the same as the owner of the provided bank account. Your BVN matches your bank account information. This will ensure that your details cannot be used to apply for a loan without your authorization in the event a third party has access to your account details. Please note that your BVN does not provide access to your account. If in doubt, we encourage you to confirm this from your bank before you proceed.