Created by: OLAMIDE D. GBADEBO
There are a few reasons behind loan application rejections. The most likely reason is that our system did not receive sufficient data to score your application. Please ensure you are signed into Aposhashamura using your main mobile device, and also keep your data on while using the app in order for us to determine the best possible loan offer for you
Another possible reason is that you may not have shared all your information required in the application or provided invalid details
However, there can be other reasons. As a responsible lender, we take steps to ensure we only extend credit to applicants who can afford it, so that our clients won't become too indebted. It is possible that at this time, you don’t match the profile of individual we normally lend to
Negative repayment patterns on previous obligations (including Aposhashamura loans) can also limit access to credit, or make it more expensive.
Whatever the situation, we recommend keeping the app installed and retrying in 1-2 months, as the criteria of these decisions are constantly.